Start with the destination

Check the domain after opening the link. It should belong to the provider or its documented partner, use HTTPS and show a real offer with terms. A shortened link can be legitimate, but verify where it ends before entering personal details.

Read the actual conditions

Look for eligibility, qualifying actions, expiration, fees and the reward for each side. A stranger promising a fixed payout when the provider describes a random amount is a warning sign. Our Revolut listing, for example, labels the referrer’s range as random and does not promise a joining cash bonus.

See how real programmes set their conditions
RevolutRead reward and eligibility details →American ExpressRead reward and eligibility details →

Protect financial and login details

Enter identity or payment information only in the provider’s official flow. Never send passwords, one-time codes or full card details to the person sharing a link. If a site asks you to install an unfamiliar extension to unlock a reward, pause and verify through the brand’s own help centre.

Know what the referrer sees

Some programmes provide status updates about the referred person’s qualifying steps. Read the privacy notice if that matters to you. Keep screenshots of the reward terms, but hide account details before sharing them with anyone outside provider support.

Next step: Compare current UK offers. We separate the new customer’s benefit from the site owner’s reward on each listing.